Page 3 - McGowan Risk Specialists
P. 3
overview of risk Classes
PROFESSIONAL LIABILITY
• Abstractors
• Accountants
• Actuaries
• Appraisers
• Architects
• Attorneys/Lawyers • Claims Adjusters/
Administrators
• Collection Agencies
• Construction Managers • Consultants
• Employment Agencies • Engineers
• Expert Witness
• Executive Recruiting
• Financial/Investment
Advisors
• Franchisers
• Home/Building Inspectors • Insurance Agents & Brokers • Interior Decorators/
Designers
• Misc. Professional Services • Mortgage Brokers & Bankers • Notary Public
• Paralegals
• Property Managers
• Property Preservation
• Real Estate Agents &
Brokers • Staffing
• Surveyors
• Tax Preparers/Bookkeepers • Third Party Administrators • Title Agents/Travel Agents • Trustees
MANAGEMENT LIABILITY
• Financial Institutions • Healthcare
• Non-Profit
• Private Company
• Public Company
MEDIA
• Advertising Agencies
• Authors
• Broadcasters (Radio/TV/
Cable)
• Cable TV Operators • Graphic Designers
• Multimedia Liability ENVIRONMENTAL
• Music Professional Liability • Personal Appearances &
Media Contributors • PR Firms
• Printers
• Producers (Film/Program/
Theatrical)
• Publishers (Book, Magazine,
Newspaper, TV)
TECHNOLOGY
• Database Managers, Data Conversion & Data Storage
• E-Commerce Risks
• Electronic Data Processing • Hardware, Software,
Application, Business &
• Abatement Companies & Professionals
• Alternative Energy
• Commercial, Industrial,
Habitational, Municipal &
Environmental Facilities • Energy Audits
• Environmental Contrac-
tors, Consultants, Engi-
neers & Inspectors
• Hazardous Materials &
Waste Haulers
• LSRPs/Remediation
Professionals
• Non-Environmental/Trade
Contractors (Pollution) • Restoration Companies • Storage Tanks
Managed Service Providers
• Internet & Digital Media MEDICAL
Services
• Online Marketing/
Advertising
• Software Companies/
Publishers/Developers
• Systems Integrators
• Technology Consulting • Telecommunications
• Training & Education
• Web Site Owners, Devel-
opers, Hosts, Designers, Consultants & Administrators
CASUALTY
• Beauty/Barber/Nail
• Builders Risk
• Child Care Centers
• Concessionaires/Vendors • Fitness Centers
• Home Based Businesses • Janitorial
• Manufacturers
• Owner Acting as GC
• Restaurants/Bars/Taverns • Select Artisan Contractors • Specialty Training Schools • Vacant Building &
Renovation • Vacant Land • Youth Sports
• Alternative Medicine • Ambulance Services/
Medical Transportation • Clinical Trials/Research • Clinics
• Hard to Place/“Special
Situation” Practitioners
• Home Healthcare
• Imaging Centers
• Laboratories
• Medical Staffing & Locum
Tenens
• Medi - Spas
• Mental Health
• Pharmacies
• Physical Therapy/Athletic
Trainers
• Rehab Facilities
• Surgery Centers
• Teaching Facilities/Schools