Restaurant Insurance Coverage from McGowan Program Administrators

Restaurants, Bars, & Taverns Insurance

Most lawsuits filed against hospitality risks stem from food-related issues and managers need to know their stores and assets are safeguarded in the event of an accident. Brokers who partner with McGowan Program Administrators Restaurant Insurance policy can find the necessary coverage for any food enterprise, from restaurants to gastro pubs. By utilizing the “Power of the Pen,” McGowan bundles together unique and distinctive insurance policies.

A complete submission can be mailed to restaurantsubmission@mcgowanprograms.com.

Restaurant Supplemental Questionnaires

Restaurant Multiple Locations SOV

Restaurant Package Brochure

Product Details

ELIGIBLE CLASSES

ELIGIBLE CLASSES Include (but are NOT limited to):

Restaurants
Fine Dining
Casual Dining
Fast Casual
Private Dining Clubs
Bars
Taverns
Gastro Pubs
Neighborhood Grille
24-Hour Diners
Caterers
Nonprofit / Fraternal / Social Clubs
Fast Food
Pizza Shops
Take-out Restaurants
Delicatessens & Sandwich Shops
Coffee / Donut Shops
Additional Eating Establishment Classes Available
MANY MORE CLASSES AVAILABLE

CARRIER

A.M. Best “A” Rated, or better, XV Carriers / Admitted & Non-Admitted Paper

TERRITORY

All 50 States

PRODUCT/LIMITS

General Liability: $1MM/$2MM
Liquor Liability: $1MM/$2MM
Property: Up to $25MM TIV

SPECIAL FEATURES & COVERAGES

Property
Inland Marine
Crime
Fidelity
Restaurant Property Enhancement Endorsement
Equipment Breakdown
Spoilage
General Liability
General Liability Extended Coverages
Employee Benefits
Liquor Liability
Hired Non-Owned Auto (not available with delivery exposure)
Valet Coverage (Customer Auto Property Damage Coverage)

TO OBTAIN QUOTES

The following information is required to obtain a quote for the Restaurants, Bars and Taverns Insurance Program.

Fully completed Acord Application
Fully completed Restaurant Supplemental Questionnaire
Three years of currently-valued (generated within the past six months) hard copy loss information

TO BIND COVERAGE

The following items are required in order to bind coverage:

A written request to bind on or before the effective date
Fully completed Acord Application
Fully completed Restaurant Supplemental Questionnaire
Three years of currently-valued (generated within the past six months) hard copy loss information