Apartment Package Insurance

McGowan Program Administrators Apartment Package Program, or ApartmentPRO, is designed to encompass the needs of PROFESSIONALLY MANAGED apartments and bring additional levels of coverage, allowing for flexibility, all at very competitive rates.

Have questions? Contact Jeffrey Marsh for more information.

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Product Details

ELIGIBLE CLASSES

McGowan’s ApartmentPRO Program uses a package policy to provide GL coverage with limits of $1MM per occurrence/$2 MM annual aggregate for eligible classes that include:

  • High-Rise
  • Garden
  • Townhome

CARRIER

ApartmentPRO is financially backed by QBE A.M. Best “A XV” Rated carrier and provides claims service. All underwriting is provided exclusively by McGowan Program Administrators.

APPETITE

  • Conventional Rents
  • Class A & B Properties
  • Profitable and Preferred
  • Non-CAT
  • Fully updated and professionally managed

SPECIAL FEATURES & COVERAGES

  • Property Buildings – $200 million per location
  • Extended Replacement Cost
  • General Liability – $1,000,000/$2,000,000
  • Blanket Limits By Location
  • Flood and Earthquake
  • Ordinance and Law
  • Equipment Breakdown
  • Hired & Non-Owned

TERRITORY

Available in these states

TO OBTAIN QUOTES

Firm quotations are subject to receipt if the following

TO BIND COVERAGE

The following items are required in order to bind coverage:

  1. A written request to bing on or before the effective date;
  2. A fully completed application;
  3. Five years currently-valued (generated within the past 6 months), hard copy carrier generated loss runs.