Lawyers Professional Liability Insurance

The Professional Liability market for Attorneys is a competitive industry, but price should not be the first criteria in your decision process. Working with McGowan Program Administrators, will ensure that you get the true value you are looking for.

Our expertise, combined with our broad market coverage, allows us to provide you the best options for your law firm at the choice of the lowest premiums.

Have questions? Contact Neil McGowan or Jason Adams for more information.

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Lawyers Professional Liability Applications

Lawyers Professional Liability Brochure

Product Details

ELIGIBLE CLASSES

  • Sole proprietors and law firms from 1 to 99 attorneys
  • Solo attorneys who practice law part time
  • Solo attorneys who are working in a non-legal job and need insurance for “moonlighting” as an attorney

PRODUCT/LIMITS

  • Errors and Omissions (E&O) Insurance: Up to $5MM/$5MM
  • Excess Available to $20MM/$20MM

CARRIER

  • A.M. Best Admitted “A+” Rated Carrier

TERRITORY

  • Currently offered in Alabama, California, Colorado, Connecticut, Florida, Georgia, Michigan, Nevada, New York, Ohio, Tennessee, Texas, and Washington

SPECIAL FEATURES & COVERAGES

  • Claims made (with broad definition of legal services)
  • Prior Acts coverage
  • Part-time lawyers coverage
  • Moonlighting coverage
  • Innocent partner coverage
  • Disciplinary proceedings coverage
  • Wide range of coverage options, limits and deductibles
  • Pricing consideration for part-time and newly admitted attorneys
  • Portfolio of complementary risk and claims management services
  • Access to Loss Prevention Hotline (up to 4 hours no charge)
  • Access to Risk management website
  • Dedicated claims support staff available 24/7
  • Subpoena assistance
  • Unlimited Non-Practicing Extended Reporting Period options for no additional premium to insureds that meet the age and loyalty qualifications
  • Extended reporting period options available for additional premium
  • Supplemental payments to reimburse an insured for time when appearing at trial/mediations

TO OBTAIN QUOTES

Agents may submit Acords, COPE/SOV schedules, or supplementals they have on file for initial pricing from McGowan Program Administrators. Firm quotations are subject to receipt of the following:

  1. A fully completed application and any supplemental applications that may apply.
  2. Three years of currently-valued (generated within the past six months), hard copy loss runs.

TO BIND COVERAGE

The following items are required in order to bind coverage:

  1. A written request to bind on or before the effective date.
  2. A fully completed application and any supplemental applications that may apply.
  3. Three years of currently-valued (generated within the past six months), hard copy loss runs.
  4. Underlying declaration pages including forms, limits, and schedules of locations/insureds.