Independent Restaurant
Food Contamination Insurance

Product Overview


Hiscox Syndicate – Lloyds of London; Offered through EPRMA Association

Coverage Facts:

Insured Events:

  • Foodborne Illness
  • Supplier Contamination
  • Public Health Authority Announcement
  • Malicious Tampering
  • Adverse Publicity
  • Product Extortion
  • Disease Outbreak

What We Pay For:

  • Recall costs
  • Business Interruption
         – Loss of gross revenue
         – Lost royalty income
  • Brand Rehabilitation
  • Extra Expenses
  • Consultant costs
  • Disease outbreak clean-up costs
Limit options:
$500k or $1m per location

$5k If an applicant is declined for any reason he cannot submit a SmarterFORM® application but needs to request a full application from an RPA representative.

Eligible Applicants:
Independent Restaurants (Non-Franchised)

Patrick Mulligan