Single-Family HOA Insurance

McGowan Program Administrators (MPA) is a leading provider of insurance products for Single Family Homeowners Associations nationwide for Property, General Liability, Directors and Officers, Crime and Umbrella insurance.

Have questions? Contact Kevin Milligan for more information.

Download Single Family HOA Application

Download Single Family HOA SOV

Download Single Family HOA Flyer

Product Details

ELIGIBLE CLASSES

  • Single-Family Homeowners
  • Master associations
  • No maximum number of units/members
  • Coastal
  • Stand-Alone General Liability

PRODUCT/LIMITS

  • General Liability $1MM/$2MM
  • Property Blanket up to $5MM
  • Crime: up to $50,000
  • Privacy & Cyber: up to $100,000

CARRIER

  • Backed by ACE Westchester A.M. Best Rated “A XV” carrier.

TERRITORY

  • AZ, CA, CT, CO, DC, DE, GA, IL, IN, MA, MD, ME, MI, NC, NH, NJ, NM, NV, OH, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA, WI

SPECIAL FEATURES & COVERAGES

  • Blanket Building Coverage
  • Ordinance & Law
  • Equipment Breakdown
  • Loss of Income & Extra Expense
  • Medical Payments
  • Property: Special Form replacement cost blanket building
  • Property in the open (when scheduled)
  • Bridges for pedestrians
  • Exposures including clubhouse, fitness center, pool, lake, playgrounds, outside courts
  • Ineligible exposures: boat docks, boat ramps, dams

TO OBTAIN QUOTES

Agents with McGowan broker appointment in place can obtain terms by completing the SFHOA package application and email to HOAapps@mcgowanprograms.com.

TO BIND COVERAGE

The following items are required in order to bind coverage:

  • A written request to bind on or before the effective date;
  • A fully complete application;
  • Three years of currently-valued carrier generated loss runs.
  • Completed signed and dated statement of values.

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