Trichome Cannabis Dispensary Insurance

McGowan Program Administrators provides comprehensive property, general liability, and product coverage for cannabis businesses, including integrated cultivation, with enhanced offerings for the most complete insurance solutions available. Aiming to evolve with the cannabis industry, MPA focuses on accessible online solutions, holistic underwriting, accurate pricing, and exceptional risk management.

Send A
Submission

Cannabis Dispensary Insurance Brochure

Cannabis Dispensary Insurance Application

Product Details

OPTIONAL COVERAGES

  • Property: $2,000,000 TIV
  • General Liability - $2m/$2m – Claims Made or Occurrence
  • Products Liability - $2m/$2m – Claims Made
  • HNOA
  • Assault & Battery – Crime Score requirements
  • Employee Benefits coverage option
  • Cyber Liability – Coverage Options of $50,000 and $100,000
  • Tenants’ Glass coverage option
  • Ordinance or Law coverage option
  • Property Enhancement
  • Property in Transit coverage option

ADDITIONAL HIGHLIGHTS

  • Quick Turnaround w/ Premium Indications (72 hours or less)
  • Nationwide
  • Accurate and Competitive Premiums (In-House Rating and Underwriting
  • Loss Prevention and Control | Risk Management Utilizing Innovative and Proprietary Risk Prevention Program

LIMITS

  • $2MM TIV - Per Location
  • $1MM/$2MM Premises and Products Liability

MINIMUM PREMIUMS

  • Premises: $750 Occurrence or $500 Claims Made
  • Products - $2,500 or $1,500 if CBD (less than .3% THC) no D8 or D9
  • Property - $1,000

Resources

Contacts

Thomas Cioletti
Program Manager
tcioletti@mcgowancompanies.com
440.333.6300 x4128
Sandy Datcher
Program Underwriter
sdatcher@mcgowanwholesale.com
800.545.1538 x4129
Rachel Staph
Director of Professional Liability & Cannabis Broker
rstaph@mcgowanwholesale.com
724.761.6154
Russ Johnston
Director - Sales & Marketing
rjohnston@mcgowancompanies.com
760.846.9144