The History of the Pollution Exclusion on Commercial General Liability

Over the last 40 plus years, the evolution of the pollution exclusion has taken many different twists and turns. As the most litigated policy language in the history of the Commercial General Liability (CGL) form, the establishment and numerous revisions of this exclusionary wording continue to create coverage disputes and discussion. In general, policy exclusions […]

General Liability Pollution Exclusions: What’s the Impact on Contractors?

Contractors can face crushing liabilities if their commercial general liability insurance policy contains a pollution exclusion. After all, pollution and contamination trigger expensive lawsuits against contractors. A commercial general liability (CGL) policy that excludes pollution coverage could leave contractors on the hook for damages from: Spreading contaminated soils. A contractor who moves fill dirt from […]

Why Mold Can Spell Disaster for All Types of Contractors

Mold is a destructive nemesis for the construction industry and it has caused numerous problems for all kinds of contractors ranging from electricians to HVAC to roofers to environmental remediation. When it comes to mold-related issues, mold doesn’t discriminate. For this reason, it is vital that contractors across all segments and their insurance brokers consider […]