Why HOAs and Condo Associations Need D&O Insurance

There’s no getting around the reality that community associations need D&O liability insurance coverage as an integral piece of its risk management program. Volunteer members of the Board of directors make numerous and significant decisions regarding association management.  Directors would not take on these volunteer responsibilities without protection from challenges to their decisions.   Directors are […]

HOA Community Pools: Understanding D&O Insurance Coverage

Summer has arrived, the public is slowly emerging from state and local lockdowns, and community association and HOA pools across the nation are opening. Unfortunately, if it weren’t enough to deal with the uncharted territory Covid-19, we’re dealing with understanding how it affects the insurance world and policyholders.  Homeowner associations and community associations need to […]

4 Tips to Prepare for a Community Association Cyberattack and Data Breach

Cyberattacks are increasing every week and hit every type of business. This means community associations, including, but not limited to, HOAs, Condos, and Coops, all of which are holding personally identifiable information such as names, emails, addresses, phone numbers, and financial account data.  Many community associations are staffed partially or entirely by volunteers who may […]

Common Security Mistakes Made by Homeowners’ Associations

Homeowners’ associations provide their members with many benefits, including protecting property values, a sense of community, maintenance of common areas, and a healthy living environment. When HOAs provide additional amenities for community members, the benefits can be even more significant. But providing these benefits comes with a responsibility to association members, and if something goes […]

Simple Ways to Avoid Community Association Lawsuits

Community association volunteer board members often bear the brunt of complaints and challenges when they change rules, make decisions, or pass special assessments. Many times, unhappy unit owners can go so far as to file claims and lawsuits against community associations and their board members. Even the most conscientious community association boards can find themselves […]

5 Habits of Successful Community Association Leaders

It’s not what you say to get elected to the board of your community association. It’s what you do once you’re in charge. Most HOA and community association leaders come in as rookies. They feel a sense of responsibility for their neighborhood and an urgency to defend property values. However, that’s not much preparation for […]