Using a Murder Mystery Game to Understand Assault and Battery Coverage

A brown desk is covered in police files, handcuffs, evidence, and a magnifying glass.

Does a physical altercation automatically mean one or both parties are going to jail? The difference between a physical disagreement and a violent act with significant consequences—or the separation between a fight and assault and battery—is a murky topic for most people. This distinction becomes especially important to clear up when insurance coverage comes into […]

Why Assault and Battery Insurance Is Essential for Bar and Restaurant Owners

McGowan Assault and Battery Insurance

Having a few drinks is often harmless, but it doesn’t take much for those drinks to impact behavior. Among other effects on the body, alcohol decreases the activity in the prefrontal cortex, the part of the brain responsible for rational thinking. This lack of rational thought can create a whole host of problems for a […]

Restaurant Fire Safety

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The first step in mitigating restaurant fire risk is understanding how often it occurs and its causes. The National Fire Protection Association keeps detailed statistics on structure fires in eating and drinking establishments. The data goes a long way in informing restaurant operators where to put their attention to prevent the catastrophic losses that can occur from […]

5 Reasons for Internal Restaurant Safety Audits

restaurant audits

Every time a new food safety regulation is implemented, time-consuming procedures and compliances seem to follow. Before you know it, all of the new Standard Operating Procedures (SOPs) and Prerequisite Programs (PRPs) are overwhelming. The reality is you cannot wait until the last hour to prepare for an assessment. Remaining compliance is impossible without a […]