Amusement & Entertainment Insurance

The McGowan Amusement & Entertainment Insurance Program is built from years of industry and insurance program experience. We’ve designed a program that delivers coverage and loss-control services that packaged together exceeds all other rivals. Through our program, we can help you grow your business in this exciting market segment. Whether you have an Amusement Park, Water Park, Family Entertainment Center, Go Kart Track, Miniature Golf Course, Bowling Alley, Roller Skating Rink, Fair, Festival or Rodeo, we know your business. Just as you work every day to keep that decades old commitment to your customers, we LIVE everyday committed to being your Partners in Protecting Fun.

Have questions? Contact Drew Tewksbury for more information.

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Download Amusement & Entertainment Insurance Application

Product Details

ELIGIBLE CLASSES

Including, but not limited to:

  • Amusement Parks and Waterparks
  • Amusement Centers
  • Arcades
  • Bowling Centers
  • Campgrounds
  • Canoe & Boat Rentals
  • Carnivals (limited to specific agents)
  • Circuses
  • Concerts
  • Concessionaires
  • Driving Ranges
  • Entertainers
  • Exhibits
  • Fairs & Festivals
  • Family Entertainment Centers
  • Pyrotechnics (limited to specific agents)
  • Go Karts
  • Ice Skating
  • Independent Ride Operators
  • Laser Tag
  • Miniature Golf
  • Motor Sports
  • Paintball
  • Parasailing
  • Petting Zoos
  • Rodeos
  • Saddle Horses
  • Ski Resorts
  • Special Events
  • Surf Parks
  • Vendor Sales
  • Watersports (select exposures)
  • Zoos

PRODUCTS/LIMITS

  • Property – Up to $50MM TIV
  • General Liability – $1MM/$2MM
  • Excess Liability – Up to $25MM

CARRIER

A.M. Best A rated carriers and better

TERRITORY

All 50 States

SPECIAL FEATURES & COVERAGES

Including, but not limited to:

  • General Liability
  • Property
  • Inland Marine
  • Equipment Breakdown (included as a coverage enhancement for our Property and Inland Marine forms)
  • Active Shooter
  • Commercial Auto
  • Employment Practices Liability Insurance
  • Special Event/Event Cancellation
  • Fidelity
  • Excess Liability
  • Directors & Officers Coverage (for specific classes of business)
  • Workers Compensation (available on a limited basis)

A COMPLETE SUBMISSION INCLUDES:

The following items are required in order to bind coverage:

  1. Completed McGowan Allied Specialty Insurance Application.
  2. Completed ACORD forms.
  3. Supplemental Apps (New business App, Bowling Center App. Roller Rink app. and other supplements as applicable).
  4. Currently valued Hard Copy Loss Runs for past 5 years. Provide details of any large losses ($25,000 or higher) and advise what the prospect has done to prevent future similar losses.
  5. A copy of the waiver used (if applicable).
  6. Within the email submission, provide a summary of the operations, losses, target and prior pricing, and other key points from your field underwriting review.
  7. Pictures are always helpful (include diagram of facility).

Resources

Our guide, “5 Things You Need to Know About Saving on Family Entertainment Center Insurance” explains the need for family entertainment centers to be proactive about maintenance and safety to reduce claims and keep customers/employees safe. Topics in our guide include:
  • Reducing common losses
  • Maintaining a safe work environment
  • Collaborating in the workplace
  • Getting serious about maintenance