Brokers, Restaurant Owners and Managers can rest easy knowing their best interests are being protected when they “Think McGowan.”

McGowan Program Administrators offers package insurance for restaurants.

The package policy covers the following eligible classes:

ELIGIBLE CLASSES

Restaurants
Fine Dining
Casual Dining
Fast Casual
Private Dining Clubs
Gastro Pubs
Neighborhood Grille

INELIGIBLE CLASSES

Adult Entertainment
Social Clubs
Restaurants With Dance Floors
Fast Food
Catering Halls

Product Overview

PRODUCTS/LIMITS

General Liability: $1MM/$2MM
Liquor Liability: $1MM/$1MM
Property: Up to $25MM TIV Available

TERRITORY

All 50 States (Property not available in Florida)

CARRIER

A.M. Best “A+” XV Rated Carrier / Admitted Paper

COVERAGES

Property
Inland Marine
Crime
Fidelity
General Liability
Employee Benefits
Liquor Liability
Non-Owned Auto

Partnering with McGowan

Most lawsuits filed against hospitality risks stem from food-related issues and managers need to know their stores and assets are safeguarded in the event of an accident. Brokers who partner with McGowan Program Administrators Restaurant Package policy can find the necessary coverage for any food enterprise, from restaurants to bars. By utilizing the “Power of the Pen,” McGowan bundles together unique and distinctive insurance policies.

Download: Restaurant Package Insurance Brochure

Restaurant Owners Package Supplemental Questionnaire

Download: Restaurant Package Supplemental Questionnaire

To Obtain Quotes

The following information is required to obtain a quote for the Restaurant Package.

Fully completed Acord Application
Fully completed Restaurant Package Supplemental Questionnaire
Three years of currently-valued (generated within the past six months) hard copy loss information

To Bind Coverage

The following items are required in order to bind coverage:

A written request to bind on or before the effective date
Fully completed Acord Application
Fully completed Restaurant Package Supplemental Questionnaire
Three years of currently-valued (generated within the past six months) hard copy loss information

Contact: Robert Fratarcangeli

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