Brokers, Restaurant Owners and Managers can rest easy knowing their best interests are being protected when they “Think McGowan.”
McGowan Program Administrators offers package insurance for restaurants.
The package policy covers the following eligible classes:
ELIGIBLE CLASSES
- Restaurants
- Fine Dining
- Casual Dining
- Fast Casual
- Private Dining Clubs
- Gastro Pubs
- Neighborhood Grille
INELIGIBLE CLASSES
- Adult Entertainment
- Social Clubs
- Restaurants With Dance Floors
- Fast Food
- Catering Halls
Product Overview
PRODUCTS/LIMITS
- General Liability: $1MM/$2MM
- Liquor Liability: $1MM/$1MM
- Property: Up to $25MM TIV Available
TERRITORY
- All 50 States (Property not available in Florida)
CARRIER
- A.M. Best “A+” XV Rated Carrier / Admitted Paper
COVERAGES
- Property
- Inland Marine
- Crime
- Fidelity
- Restaurant Property Enhancement Endorsement
- Equipment Breakdown
- Spoilage
- General Liability
- General Liability Extended Coverages
- Employee Benefits
- Liquor Liability
- Non-Owned Auto
Partnering with McGowan
Most lawsuits filed against hospitality risks stem from food-related issues and managers need to know their stores and assets are safeguarded in the event of an accident. Brokers who partner with McGowan Program Administrators Restaurant Package policy can find the necessary coverage for any food enterprise, from restaurants to bars. By utilizing the “Power of the Pen,” McGowan bundles together unique and distinctive insurance policies.
Download: Restaurant Package Insurance Brochure
Restaurant Owners Package Supplemental Questionnaire
Download: Restaurant Package Supplemental Questionnaire
To Obtain Quotes
The following information is required to obtain a quote for the Restaurant Package.
- Fully completed Acord Application
- Fully completed Restaurant Package Supplemental Questionnaire
- Three years of currently-valued (generated within the past six months) hard copy loss information
To Bind Coverage
The following items are required in order to bind coverage:
- A written request to bind on or before the effective date
- Fully completed Acord Application
- Fully completed Restaurant Package Supplemental Questionnaire
- Three years of currently-valued (generated within the past six months) hard copy loss information
A complete submission can be emailed to: restaurantsubmission@mcgowanprograms.com
