Real Estate Package Insurance

Brokers can rest easy knowing their Real Estate Package needs are being protected when they “Think McGowan.”

McGowan Program Administrators Real Estate Package offers protections against the catastrophes that can strike at any time. Whether coverage is needed for commercial space, mixed-use buildings, retail shopping centers or more, brokers working with McGowan gain access to a one-stop shopping experience that meets all their insurance needs.

Cover All Your Bases

McGowan’s Real Estate Package Program uses a package policy to provide blanket property limits with capacity up to $125MM and provides GL coverage as well with limits of $1MM per occurrence/$2 MM annual aggregate for eligible classes that include:

  • Apartments
  • Commercial buildings
  • Mixed use

The package program also includes coverages and special features such as:

  • Blanket Building Coverage (Per Location Basis)
  • Ordinance & Law
  • Equipment Breakdown
  • Loss of Income & Extra Expense
  • Flood & Quake
  • Medical Payments
  • Plus Many More Coverages

Product Overview


  • Property Capacity: $125 MM Per Location
  • General Liability $1MM/$2MM

Carrier:  “A” Rated Carriers / Admitted Paper

Territory: Arizona, Connecticut, Delaware, District of Columbia, Georgia, Idaho, Illinois, Indiana, Iowa, Maine, Maryland, Michigan, Montana, Nevada, New Jersey, New Mexico, North Carolina, Ohio, Oregon, Pennsylvania, Rhode Island, Tennessee,Utah, Vermont, Virginia, Washington, Wisconsin, and Wyoming.

Partnering with McGowan

Insuring multiple buildings under different policies doesn’t make financial sense, and commercial building owners need a single comprehensive plan to cover all the units. In addition, problems like property damage and natural disasters are a constant thorn in the side of these enterprises. In these instances, it pays to expect the unexpected. Luckily, McGowan has a one-of-a-kind insurance solution with its real estate package program. By utilizing the “Power of The Pen,” McGowan bundles together insurance policies that aren’t offered anywhere else.

Download: Real Estate Package Insurance Brochure

Download: Habitational Supplemental Application
Download: ACORD 125

To Obtain Quotes

Firm quotations are subject to receipt of the following:

  1. A fully completed application submitted to

To Bind Coverage

The following items are required in order to bind coverage:

  1. A written request to bind on or before the effective date;
  2. A fully complete application;
  3. Five years of currently-valued (generated within the past six months), hard copy, carrier generated loss runs.

Contact: Jeffrey H. Marsh

Unexpected catastrophes happen all the time; are you properly covered?

 Schedule a Free Consultation