Community Association Package Insurance

Brokers and Condo Associations can rest easy knowing their Package Insurance interests are being protected when they “Think McGowan.”

McGowan Program Administrators Condominium Association Package provides General Liability coverage of $1 – $2 million and Property coverage up to $50 million for four eligible classes:

  • Condominium Associations
  • Cooperatives
  • Townhome Associations
  • Single-Family Homeowners Associations

Cover all your bases

This coverage includes, among others:

  • Blanket Building Coverage (Per Location Basis)
  • Ordinance & Law
  • Equipment Breakdown
  • Loss of Income & Extra Expense
  • Flood & Quake
  • Medical Payments
  • Plus Many More Coverages

Having an insurance service like McGowan Program Administrators Condominium Association Package reduces risks and ensures everyone involved is adequately covered.

Product Overview

Limits: General Liability $1MM/$2MM

Property:  Blanket Up to $50MM

Minimum Premium:  $10,000

Carrier:  “A” Rated Carriers / Admitted Paper

A.M. Best Rating: A+ XV

Territory:  Arizona; Colorado; Delaware; District of Columbia; Illinois; Indiana; Kentucky; Maryland; Massachusetts; Michigan; Minnesota; Missouri; New Jersey; Nevada; North Carolina*; Ohio; Oregon; Pennsylvania; Tennessee; Utah; Virginia; Washington; Wisconsin

*No Wind Coverage Available

Partnering with McGowan

Since many insureds are unfamiliar with the varieties of insurance products, brokers who partner with McGowan as their go-to insurance resource gain access to McGowan’s risk management services and library of educational materials, articles and seminars. The “Power of The Pen” allows McGowan the ability to bundle together unique and specialized policies that aren’t offered anywhere else. This provides brokers with a one-stop insurance shopping experience.

Download: Community Association Package Insurance Information
Download: Single-Family HOA Information

Download: Habitational Supplemental Application
Download: ACORD 125
Download: Community Association Quick Quote Application
Download: Community Association Umbrella Application
Download: Hired and Non-Owned Supplemental
Download: Wind & Hail Supplemental Questionnaire
Download: Single-Family HOA Application

To Obtain Quotes

Agents may use the “Quick Quote application” to obtain quick pricing and coverage indications from McGowan Program Administrators. Firm quotations are subject to receipt of the following:

  1. A fully completed application submitted to

To Bind Coverage

The following items are required in order to bind coverage:

  1. A written request to bind on or before the effective date;
  2. A fully complete application;
  3. Three years of currently-valued (generated within the past six months), hard copy, GL carrier generated loss runs.

Contact: Jeffrey H. Marsh

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