Bar & Nightclub Insurance

Brokers, Nightclub Owners and Managers can rest easy knowing their best interests are being protected when they “Think McGowan.”

McGowan Program Administrators offers NEW Bar Insurance & Nightclub Insurance.

McGowan Program Administrators bar & nightclub insurance policy provides bar and nightclub owners the peace of mind that accompanies having the type of insurance coverage that manages to expect the unexpected. Managing a hospitality risk comes with its fair share of threats, and McGowan can help protect against those threats.

Product Overview


  • Nightclubs
  • Bars
  • Lounges


  • General Liability
  • Liquor Liability
  • Property
  • Assault & Battery Also Available


  • General Liability – $1MM/$2MM
  • Liquor Liability – $1MM/$2MM
  • Property – Up to $5MM TIV


  • A.M. Best “A” XV Rated Carriers / Non- Admitted


  • All 50 States


  • Assault and Battery
  • Property Enhancements

Partnering with McGowan

Most lawsuits filed against hospitality risks stem from bodily injury issues and managers need to know their establishments and assets are safeguarded in the event of an accident. Brokers who partner with McGowan Program Administrators Bar & Nightclub Package policy can find the necessary coverage for any nightlife enterprise, from lounges to bars. By utilizing the “Power of the Pen,” McGowan bundles together unique and distinctive insurance policies.

Download: Bar & Nightclub Insurance Brochure

Bar & Nightclub Insurance Package Application

Download: Bar & Nightclub Insurance Application

To Obtain Quotes

Pricing indications are provided with the submission of our application. Quotes are subject to the following:

  1. A thoroughly-completed nightclub application;
  2. Three years of currently-valued (generated within the past six months) hard copy

To Bind Coverage

The following items are required in order to bind coverage:

  1. A written request to bind;
  2. A McGowan nightclub application;
  3. Three years of currently-valued (generated within the past six months) hard copy

Contact:  Kevin O’Connor