Blog

5 Habits of Successful Community Association Leaders

It’s not what you say to get elected to the board of your community association. It’s what you do once you’re in charge. Most HOA and community association leaders come in as rookies. They feel a sense of responsibility for their neighborhood and an urgency to defend property values. However, that’s not much preparation for […]

Top Seasonal Threats for Community Associations

As a leader of an HOA or community association, you’re not just thinking about the risks to your home and family. You’re weighing the safety of your neighbors and protecting the value of their property. That puts a whole new spin on seasonal tasks like shoveling sidewalks or getting trick-or-treaters home safely. Most seasonal risks […]

3 Must-Haves for Community Associations

Community associations and HOAs have a lot on their plate: lawns to mow, fees to collect, feuds to tamp down. If they succeed, property values climb and people feel safe. If they fail, property values falter and neighborhood bonds fray. The health of a community association often depends on three critical factors: governing documents, neighborhood […]

Why Cyber Insurance is a Must for Community Associations

Two words explain why community associations and HOAs need cyber insurance — motive and opportunity. Motive — HOAs store valuable private data that may encourage cybercriminals: Full names and addresses Bank account numbers Social Security and driver’s license numbers Makes and models of cars Property values Opportunity — HOA leaders may have limited financial resources, […]

General Liability Pollution Exclusions: What’s the Impact on Contractors?

Contractors can face crushing liabilities if their commercial general liability insurance policy contains a pollution exclusion. After all, pollution and contamination trigger expensive lawsuits against contractors. A commercial general liability (CGL) policy that excludes pollution coverage could leave contractors on the hook for damages from: Spreading contaminated soils. A contractor who moves fill dirt from […]

Social Media: What You Say Can Hurt You

Websites and social media sites such as Facebook and Twitter offer businesses a great way to economically market their services and capabilities, attract and communicate with customers, and transact sales. The use of this media by businesses is rapidly expanding as increasing numbers of consumers use the Internet to research and purchase products and services, […]