Top 10 Things to Look for in an Active Assailant Insurance Policy

McGowanPro Active Assailant Insurance

There were 371 mass shootings in the first seven months of 2022—a 36% increase from 2014. Due to this surge in mass shootings, it’s no longer safe to assume your standard business liability coverage adequately protects your company. As active assailant insurance policies vary wildly between insurers, we have seen substantial shortcomings in policies that […]

Should you invest in active shooter liability insurance?

McGowanPo active shooter liability insurance

Mass shootings in the United States are no longer rare occurrences. There were 371 mass shootings in the first seven months of 2022—a 36% increase from 2014. As the frequency of mass shootings rises, companies face mounting pressure to implement adequate preparations and safety measures for their employees. In fact, workers are filing more lawsuits […]

2022 Active Shooter Statistics: A Year in Review

McGowan Active-shooter-statistics

In 2022, according to The Gun Violence Archive (GVA), an active shooter statistics database, 617 mass shootings occurred in the United States as of December 1st, 2022. This figure is a significant drop from last year’s high volume of mass shootings. 2021 saw 693 mass shootings, according to the FBI (a 50% increase over 2020). […]

Active Shooter and Terrorism Insurance Coverage

Terrorism Insurance Coverage

What You Need to Know About Active Shooter and Terrorism Insurance Coverage No one wants to think about being involved in a workplace violence or terrorism incident, let alone dealing with the aftermath. Unfortunately, these attacks have been on the rise in the last few decades with no end in sight. Being prepared is the […]

How to Prevent and Protect Against Workplace Shootings Post-COVID

MCGowan Preventing workplace violence

Workplace shootings—and shootings in general—are not going away. In fact, they’ve been on the rise in recent years, even during the pandemic when many workers were at home. According to the Childhood Preparedness Institute, studies have shown that there’s a high rate of attacks after a break in routine. For example, up to 41% of […]

Do you need standalone terrorism insurance coverage?

McGowan - standalone terrorism insurance

Despite the United States not experiencing a large-scale terrorist attack since 9/11, there has been an increase in the frequency of smaller-scale attacks. Many insureds now face a gap in insurance coverage, as policies commonly focus on large-scale attacks that rarely occur. To adequately protect themselves, businesses need to have terrorism insurance coverage that covers […]