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PRIMA Talks Active Shooter Policies with McGowan’s Paul Marshall

How much does active-shooter insurance coverage cost? Why should policyholders conduct security reviews and vulnerability assessments? These are just two of the topics Paul Marshall, McGowan’s director of Active Shooter/Workplace Violence programs, addresses in a conversation on the PRIMA Podcast, produced by the Public Risk Management Association. “A lot of people think these policies are […]

How to properly use extension cords to prevent injury and property damage

The most common, convenient, and easiest way to provide electrical power to an appliance, tool, or piece of equipment that cannot reach an outlet is through an extension cord. These highly common insulated and flexible devices are available in almost any sundry retail store, hardware, or home supply facilities. Consisting of an outlet, plug and […]

5 Habits of Successful Community Association Leaders

It’s not what you say to get elected to the board of your community association. It’s what you do once you’re in charge. Most HOA and community association leaders come in as rookies. They feel a sense of responsibility for their neighborhood and an urgency to defend property values. However, that’s not much preparation for […]

Top Seasonal Threats for Community Associations

As a leader of an HOA or community association, you’re not just thinking about the risks to your home and family. You’re weighing the safety of your neighbors and protecting the value of their property. That puts a whole new spin on seasonal tasks like shoveling sidewalks or getting trick-or-treaters home safely. Most seasonal risks […]

3 Must-Haves for Community Associations

Community associations and HOAs have a lot on their plate: lawns to mow, fees to collect, feuds to tamp down. If they succeed, property values climb and people feel safe. If they fail, property values falter and neighborhood bonds fray. The health of a community association often depends on three critical factors: governing documents, neighborhood […]

Why Cyber Insurance is a Must for Community Associations

Two words explain why community associations and HOAs need cyber insurance — motive and opportunity. Motive — HOAs store valuable private data that may encourage cybercriminals: Full names and addresses Bank account numbers Social Security and driver’s license numbers Makes and models of cars Property values Opportunity — HOA leaders may have limited financial resources, […]