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The History of the Pollution Exclusion on Commercial General Liability

Over the last 40 plus years, the evolution of the pollution exclusion has taken many different twists and turns. As the most litigated policy language in the history of the Commercial General Liability (CGL) form, the establishment and numerous revisions of this exclusionary wording continue to create coverage disputes and discussion. In general, policy exclusions […]

Strategies to Reduce Incidents of Escalating Workplace Violence

Workers across all industries expect some level of safety when reporting for work to do their jobs. While some professionals such as police officers and first responders are aware of the risks of workplace violence, other professionals likely assume they are safe when going to work. But statistics tell us this isn’t always the case. […]

An Analysis of School Violence and Threats

A look back on the past year wouldn’t be complete without acknowledging a growing and alarming trend. While violent crime may be down in many areas of the country, a specific segment of mass violence is on the rise – school shootings. In the aftermath of these tragedies, attention shifted to gun-related issues, legislation, law […]

How Much Did The Virginia Tech Shooting Actually Cost?

After the 2007 shooting at Virginia Tech, numerous parties were left to pick up the pieces that a gunman left when he killed 32 people and injured 17 more on campus. Years after the incident, The Center for American Progress has released a report outlining the financial costs each party had to pay after the […]

How to Respond When Someone Sues Your Restaurant

No one expects to get sued, and many business owners don’t have a response plan. The first steps you take after getting served with lawsuit papers are very important. Doing the right thing can ultimately make a difference in the outcome of the lawsuit. Restaurant owners are exposed to many types of lawsuits — there […]