How Insurers are Approaching Eclipse-Related Risks

eclipse liability

Unless you’ve been distracted with other goings on, you’re probably well aware that a total solar eclipse will pass over most of the continental U.S. on Aug. 21. Since this rare solar event will not happen again in most of our lifetimes, it’s anticipated as a major spectacle in many areas, particularly across the stretch of […]

Restaurant safety remains challenging for food service

restaurant insurance

What was until recently one of the fastest-growing restaurant chains in the U.S. and a poster child for the organic food movement is finding itself mired in a battle against food-borne illness. “Liability and umbrella insurance coverage are essential for restaurant operators.” After a string of contaminations sickened hundreds of diners in 2015, Chipotle Mexican […]

Why CPAs Should Consider Cyber Insurance

CPA insurance

CPAs keep vast troves of valuable personal data that cybercriminals are itching to get their fingers on. So far, the most notorious CPA breaches have culminated in identity thefts that led to fraudulent tax returns. Those cases became the bane of recent tax seasons when victims tried to file their taxes with the IRS and […]

More Americans are Renting: How Owners Should Respond

renting apartments

According to recent research, more U.S. households are now comprised of renters than homeowners. That has many implications for community associations, property management companies, and other real estate professionals as they seek out insurance products that fit their most important needs. The homeownership rate in the U.S. had been trending down for some time, but […]

Why Your Community Association Should Consider Special Event Insurance

The primary reason people choose a community association is to protect their two greatest assets: their home and their lifestyle. But that priority can get dissolve quickly is the association assumes liability for special events that they do not need to assume such as private parties, weddings or other events using the association’s common areas […]